If you’re like me you probably reach the end of the month and breathe a huge sigh of relief as pay day rolls in; having a spare £100 is something that doesn’t happen in my world and if there is a few spare quid in the bank at the end of the month it doesn’t hang around for long. I openly admit to being a terrible saver, bad with money and more happy to spend than save.
Putting a little aside for a rainy day is too practical, pensions are boring and I don’t own a savings account. I don’t like credit cards or loans and really at nearly 37 should be more practical in my approach to money. A good friend once told me that money is to be respected and treated like a good friend; look after and nurture it and it will look after you.